Terms & Conditions

Welcome to Digi-Loan, a platform that provides loan services to individuals and businesses. By accessing and using our website, you agree to be bound by these Terms and Conditions.

Introduction

Welcome to Digi-Loan, a platform that provides loan services to individuals and businesses. By accessing and using our website, you agree to be bound by these Terms and Conditions. Please read them carefully before using our services.

Important: These terms are legally binding. Please ensure you understand all provisions before proceeding.

Definitions

"We" or "Us"
Refers to Digi-Loan, the operator of this platform
"You" or "User"
Refers to the individual or business accessing our services
"Services"
Refers to the loan services provided by us, including loan applications, processing, and disbursement

Use of Website and Services

Age Requirement
You must be at least 18 years old to use our services
Accurate Information
You agree to provide accurate and complete information
Automated Verification
We may use automated tools to verify creditworthiness and identity
Legal Compliance
You agree to comply with all applicable laws and regulations

Loan Terms

  • Loan Determination
    Loan amounts, interest rates, and repayment terms will be determined based on your creditworthiness and other factors
  • Repayment Agreement
    You agree to repay your loan in accordance with the terms and conditions specified in your loan agreement
  • Modification Rights
    We reserve the right to modify or cancel your loan at any time

Fees and Charges

Important: All fees and charges will be clearly specified in your loan agreement.
  • We may charge fees and interest on your loan, as specified in your loan agreement
  • You agree to pay all fees and charges associated with your loan

Representations and Warranties

You represent and warrant that:

Authority
You have the authority to enter into a loan agreement
Legitimate Use
You will use the loan for legitimate purposes
Compliance
You will comply with all applicable laws and regulations

Disclaimer and Limitation of Liability

  • We disclaim all warranties, express or implied, regarding our website and services
  • We are not liable for any damages or losses arising from your use of our website and services

Governing Law and Jurisdiction

These Terms and Conditions are governed by applicable Indian laws and RBI regulations.

Any disputes arising from these Terms and Conditions will be resolved through our customer service team.

Contact for Disputes

Changes to Terms and Conditions

Updates: We may update these Terms and Conditions periodically to reflect changes in our practices or regulatory requirements.

We will notify you of material changes to ensure you stay informed of any updates.

Questions About Terms?

If you have any questions about these Terms and Conditions, please contact us using any of the methods below.

Email Us WhatsApp Call Us

Last updated: June 29, 2025